Private Lending

What we do: We offer fast, flexible real estate bridge loans. We lend primarily against the asset so we do not require a thorough underwriting process. We offer lower fees and rates than most hard money lenders, the tradeoff being stricter LTV requirements. We will lend on residential and small multifamily.

What we don’t do: We only lend to investors – no owner occupants – no exceptions. We do not do 100% or other high LTV financing, low LTVs only (less than 70%) and we base LTVs on the property in its current condition, not its post-rehab condition. We do not do construction loans.

Terms

• Funding in as little as 48 hours from completion of title work.
• Rates from 8% to 12%.
• No points and low origination and doc fees (usually around $1,000).
• No appraisal required.
• Low minimum loan size (~$50,000).
• Terms from 6-60 months.
• Cash out refinance acceptable (no extra fees).
• Cross collateralization (blanket loan across multiple properties) acceptable.
• All loans are full recourse, meaning a personal guarantee is required.

Get in Touch

To get started, fill out the form below. If you have questions, you can email [email protected] or call (317) 204-2900.

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Name *

Email Address *

Phone # *

Estimated Credit Score *

Property Address *

The address of the property or properties.

Loan Type *

• Purchase
• Refi

Estimated Value *

The estimated value of the property in its current condition. Note that I lend on current value only – not ARV.

Loan Amount *

The loan amount you are requesting.

Project Description *

A general description of the investment and the purpose of the loan (for example, borrowing against a rental occupied at $X a month in order to buy another rental for $Y). Please include as much detail as possible. Also include your real estate experience if any.

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